Housing and Construction Department

The Section 184 Loan Guarantee Program was created by the Housing and Community Development Act of 1992 to address the lack of mortgage lending in Indian Country. The 184 program offers a loan guarantee to private sector lenders who make mortgage loans to eligible borrowers for homes located in Indian Country. Below is a map of the states that are eligible to Section 184 loan guarantee program. https://www.hud.gov/program_offices/public_indian_housing/ih/homeownership/184.

Once a year our department offers tribal members that own or have property in trust an opportunity to build a home on that piece of land. This is called the Stick Built Home Loan; in the amount of $125,000.00 at a fixed 4% interest rate for 30 years. In order to qualify the applicant or co-applicant must have a credit score of 630 or higher. All information shared with the TTHAP department is always confidential! This loan is advertised in the beginning of the calendar year. It is open for 30 days. For more loan details please call Ashlynn Crolley or Ilia Brown.

There are several opportunities for tribal members to renovate their home. In the beginning of every calendar year the TTHAP program offers a loan in the amount of $30,000.00 at a fixed 6% interest rate for 15 years. Please contact Ashlynn Crolley or Ilia Brown for additional information regarding this program.

Furthermore, the Housing Department offers a grant up to $20,000 to low income tribal members that are currently living in a home that is in sub standard condition. More information on this program can be obtained by calling the Housing Department at 360-651-4580.

No. This is only available one time for each individual who is an enrolled member of a federally recognized tribe. Indian Health Services can be contacted by phone at 206-615-2799.

We will have applications available in our office and on our Forms subtitle when we have a home listed for sale by our department. There is a specified time period that the home is on the market to Tulalip tribal members and their families from the day it is put up for sale. After the specified closing date we will not accept any more applications.

When our office puts a home on the market for Tulalip tribal members and their families we will advertise this information in the See-Yaht-Sub, Tulalip Broadband Channel 10, and our web page under subtitle Current Listings

There are several pieces of criteria that need to be met by the applicant and or co-applicant. The applicant or co-applicant needs to have a credit score of 630 or higher and no bankruptcies within the last 3 years. There needs to be documentation of at least 2 years of stable work history/income by the applicant(s). If you would like, the TTAHP staff can set up an appointment to review your application and answer any specific questions you might have. All information shared with the TTHAP department is always confidential!

The TTHAP program has a Credit Specialist who works directly with clients. The credit specialist will help clients clean up their negative credit history and create positive money management behaviors.

If you don’t have any previous credit history he/she will work with you to find alternative credit that can be used on your credit report.

There is no cost to tribal members and/ or their families for this service. All information shared with the credit specialist is always confidential!

The TTHAP credit specialist can pull your credit report (from all three credit bureaus) that has the FICO scores attached for $20 from the TTHAP office.

When your credit report is pulled, you have the option to have the credit specialist review that report with you and answer any questions that you may have. All information shared with the TTHAP department is always confidential!

You can also go to www.annualcreditreport.com and receive a free copy of your credit report from all three credit bureaus without your FICO scores, but all your credit history from the last 7 years.

The TTHAP staff work Tribal government office hours which is: Monday – Friday 8:00 AM – 4:30 PM with lunch from 12:00 PM – 1:00 PM.

The Tribal government offices are closed on most federal holidays (excluding Columbus Day).

Unfortunately, you cannot combine TTHAP programs as our goal is to serve the housing needs of Tulalip tribal members and their families. We are able to better serve our membership by limiting one program per customer.

The Tulalip Tribes Finance Department located at:
6729 Totem Beach Rd.
Tulalip, WA 98271
Phone: 360-651-4373

The Tulalip Tribes Community Development Department over sees the physical development of the Reservation, including land use planning, permitting and code compliance, tax and licensing administration, and storm water management and planning.